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Group Health Insurance Plan

 

Group Health Insurance Plan

This page contains the latest information as of May 12, 2018. It will be updated frequently as this plan launches and develops.


Overview

 

The Unified Virginia Chiropractic Association has found an affordable health insurance option specifically designed for Doctors of Chiropractic in Virginia and their staff provided through Medova Health Care!

 

This group health insurance -- Lifestyle Health Plans -- is exclusively available to UVCA member doctor employers and has the following features:

  • Available to employer groups as small as two employees (unlimited maximum employees). Practice owner(s) are counted in the number of employees.
  • Spouses in a family-owned practice are considered two employees with completion of separate applications for coverage.
  • Employers will need to have roughly half of their eligible employees participate. Employees that have coverage through a spouse, are on a subsidized health plan like Medicaid, have Medicare or are part-time need not be offered coverage.
  • All plans offered are fully funded insurance plans.
  • All plans meet Affordable Care Act guidelines and qualify as creditable coverage.

Rate Information

  • Different benefit levels are available to meet a wide range of benefits needs and premium ranges. When you apply, all plans are quoted for your convenience, along with the ancillary plans.
  • For package highlights, [click here

Application Process

 

Starting May 15, 2018, member doctors may now apply for group medical insurance through the UVCA Group Health Plans. Enrollment remains open year round.

 

If you are interested in obtaining a quote please fill out the three forms below.

  1. Employer Health Application: One per business.
  2. Employee Health Application: One per employee.(Spouses working in the same business are considered additional employees.)
  3. Employee Health Disclosure FormLeave the "Plan Sponsor line" on page 3 blank for administrative use.

Fax the completed forms to Agent Mark Ritchie at 614-553-7763.


Frequently Asked Questions

Has the enrollment period ended?

No, you can enroll anytime throughout the year.

 

Once I send in my application how long until I get a quote?

If the application comes in complete, the turnaround time is usually 6-10 days.

If the application comes in incomplete, the turnaround time will be lengthened.

 

I’m a busy person, will it actually save me money?

While we can’t speak for everyone, many members from other state chiropractic associations using this program have found that they can get the coverage they want at a lower rate than they were paying previously. One Illinois Chiropractic Society member reported he was saving over $1000 a month with this new plan.

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Additional FAQs 

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What if I can’t find the answers to my questions here?   Call Agent Mark Ritchie at 614-214-8334.

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